Anisa Lalani
Analyste Opérationnelle
Differdange
Profil professionnel
Banking Operations & Risk Management Specialist with 17+ years of experience in the Luxembourg financial sector. Proven expertise in regulatory compliance, prudential risk oversight, and core banking digital transformation (Temenos T24). Strong track record in designing monitoring frameworks, managing cross-functional projects, and ensuring alignment with banking regulations. Fluent in English and French, . Seeking to leverage operational risk expertise and digital banking insight in a banking supervision role.
Vue d'ensemble
17
17
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Expérience
Operations Analyst – Loans Origination
BIL
Luxembourg
2024.11 - Actuel
- Analyze, coordinate and prepare credit agreements, security documents and related documentation for personal, real estate and investment loans
- Compile and analyze complex multi-party files (clients, notaries, relationship managers)
- Update procedures in line with regulatory developments and participate in credit tool testing (continuous improvement)
- Supervise and train new colleagues
- Regulatory interface : handle client requests and ensure compliance of flows
Client Tax Services
BIL
Luxembourg
2023.01 - 2024.11
- Generate cross-border tax reporting : CRS, FATCA, QI, Tax Reports
- Process periodic taxes : TTF, FDR, PFNL, TOB
- Lead system IT evolutions from testing phase to final validation
- Operational leadership : manage deliverables, compliance and alignment with strategic objectives
- Reconcile cash and securities positions, analyze and correct payment errors
Project Lead Coordinator – Temenos T24
BIL
Luxembourg
2022.08 - 2023.01
- Coordinated migration to Temenos T24, a real-time digital core banking platform
- Identified operational risks, cybersecurity threats and data integrity issues linked to digitalisation of financial services
- Regulatory alignment : ensured project strategies complied with internal standards and requirements
- Change management and team training on new system
- End-to-end project management : translated business requirements, coordinated IT/Operations/Compliance teams
Operations & Strategist – Corporate Trust
BIL
Luxembourg
2016.07 - 2021.06
- Supervision and compliance : managed Corporate Trust, Corporate Actions & Income transactions for major clients, aligned with European Directives
- Control and reconciliation : cash and securities on LuxCSD, Euroclear France and ICSD platforms
- Audit and inspection : participated in ISAE 3402 audits, Vault inspections, annual certificate management
- Procedure development : wrote and validated new procedures and processes
- Operational management : manager back-up, team meetings, operational decisions, partner visits (Luxembourg and international)
- BRD/BRS transcription for the New Core Banking System
- Recruitment and training : conducted interviews, trained staff, knowledge sharing
Income Collection – Operations Securities
BIL
Luxembourg
2013.07 - 2016.06
- Managed Corporate Actions instructions (all event types)
- Executed payments and cash/securities reconciliation
- SWIFT messaging (MT564, 565, 566, 568, 599)
- General Meetings (annual, extraordinary, special, bondholders)
- Applied "Loi Immo" of 28 July 2015 on bearer shares
Corporate Action – Service Provider
Clearstream
Kirchberg
2012.08 - 2013.06
- Maintained corporate events calendar, tracked deadlines and payable events
- Executed instructions and payments, cash/securities reconciliation
- Coordinated with investors, global custodians and investment managers
- Managed Nostro accounts and resolved client queries
Tax Services – Service Provider
Clearstream
Kirchberg
2008.03 - 2012.06
- Client and depository support (phone/email)
- Tax reclaim specialist for international markets
- Application testing and process improvement
- Applied "Law 19" for the Spanish market
- Wrote tax reclaim procedures for multiple markets
- Supervised and trained interns
Formation
BAC +3 - Marketing
Haute Ecole Lucia de Brouckère
Bruxelles 2003.09 - 2007.06
Compétences
- Core Banking : Temenos T24 (migration, testing, configuration)
- Messaging : SWIFT
- CRM : Salesforce
- Office Suite : Microsoft Office (Excel, PowerPoint, Outlook, Access) – Expert
Informations complémentaires
- Culinary arts
- Reading
- Travelling
- Volunteering
Langues
Anglais
Langue maternelle
Français
Langue maternelle
Portugais
Intermédiaire
Luxembourgeois
Notions
Certificats
Ongoing BIL Academy trainings on AML, Data Protection, Regulations
Chronologie
Operations Analyst – Loans Origination
BIL
2024.11 - Actuel
Client Tax Services
BIL
2023.01 - 2024.11
Project Lead Coordinator – Temenos T24
BIL
2022.08 - 2023.01
Operations & Strategist – Corporate Trust
BIL
2016.07 - 2021.06
Income Collection – Operations Securities
BIL
2013.07 - 2016.06
Corporate Action – Service Provider
Clearstream
2012.08 - 2013.06
Tax Services – Service Provider
Clearstream
2008.03 - 2012.06
BAC +3 - Marketing
Haute Ecole Lucia de Brouckère
2003.09 - 2007.06