Julio Gracia
Echternach
Summary
Detail-oriented and disciplined accounting professional with a positive and energetic approach to financial management. I am committed to ensuring accuracy in financial reporting, maintaining rigorous account reconciliations, and upholding compliance standards. Seeking to contribute my expertise and dedication to a dynamic organization where I can support efficient and effective accounting operations.
Overview
9
9
years of professional experience
2
2
Certification
Work History
Junior Fund Accountant
Aztec Group
Luxembourg, Luxembourg
08.2022 - Current
- Managed Accounts and Invoices: Processed invoices, managed accounts payable/receivable, and maintained accurate financial records, ensuring efficient and timely transaction processing
- Supported Compliance and Audits: Prepared documentation and reports for internal audits and compliance checks, contributing to regulatory adherence and audit readiness
- Administrative Support: Provided comprehensive administrative support to senior accountants and finance managers, facilitating smooth daily operations
- Financial Statement Preparation: Prepared accurate and timely financial statements, including balance sheets, income statements, and NAV calculations for a diverse portfolio of funds, ensuring compliance with GAAP and CSSF regulations
- General Ledger Management: Compiled and analyzed financial data to prepare general ledger entries, maintaining the integrity of financial records
- Reconciliation: Conducted thorough reconciliations of balance sheet and general ledger accounts, promptly resolving discrepancies to maintain financial accuracy
- Client Reporting: Prepared detailed financial reports for clients, enhancing transparency and fostering trust in fund performance
- Issue Resolution: Resolved issues arising from reconciliations and other financial discrepancies, ensuring that all records were accurate and up to date
- Audit Coordination: Coordinated with external auditors during annual audits, providing comprehensive documentation and addressing audit queries to facilitate a smooth audit process
- Investor Relations: Assisted in preparing investor capital statements, management fee calculations, and distribution notices, ensuring clear and accurate communication with investors
- Month-End and Year-End Closings: Participated in month-end and year-end closing processes, ensuring the timely and accurate reporting of fund performance
Relationship Officer / KYC Client Onboarding
Virtuzone
Dubai, United Arab Emirates
02.2016 - 12.2019
- Successfully onboarded 100+ legal entities (Ltd, FZ, LLCs, Partnerships, SPVs, Family Offices) by conducting detailed Customer Due Diligence (CDD) in both Mainland and Free Zones
- Created and analyzed structure charts, identifying Ultimate Beneficial Owners (UBOs) and preparing risk analyses for the compliance committee (ICC)
- Conducted ongoing risk monitoring, including background checks via WorldCheck and DOW JONES Factiva, screening alerts, and updating databases with media research
- Acted as the second line of defense, analyzing CRS, Source of Wealth, UBO declarations, and AML forms, while supporting document collection and escalation processes
- Regularly analyzed bank statements and transactions, reporting findings to the head of Compliance when necessary
- Presented client files to the compliance committee, ensuring accurate risk evaluations and ongoing monitoring
- Updated the company's geographical risk matrix based on changes in sanctioned countries
- Monitored new regulations and created presentations for the sales team and administrators
- Trained colleagues on AML/KYT matters and maintained the company's knowledge base in line with regulatory requirements
Education
Bachelor of Science - Civil Engineering
Universidad Santo Tomás
Bogota, Colomboa11-2014
Skills
- Fund Reconciliations & NAV Calculations
- Financial Reporting & Analysis
- Lux GAAP
- Time Management & High-Volume Processing
- AML & Due Diligence
Certification
- Certified Anti-Money Laundering Specialist (ACAMS)
- Financial Management & Accounting (Chambre des Salaries)
Languages
English
Full Professional
Spanish
Native or Bilingual
Timeline
Junior Fund Accountant
Aztec Group
08.2022 - Current
Relationship Officer / KYC Client Onboarding
Virtuzone
02.2016 - 12.2019
Bachelor of Science - Civil Engineering
Universidad Santo Tomás
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