Melanie Nathou
Audits/Controls/Regulatory Compliance/Program Management
Luxembourg
Profil professionnel
15 years professional including 10 years experience in financial services holding audit and assurance roles followed by 5 years experience in regulatory compliance and program management. Strong organizational abilities with proven successes managing multi-cultural teams to deliver high quality projects. Bilingual professional (French and English) with main experience in Luxembourg and a successful relocation for 3 years in the United States (Seattle,WA). Passionate about audits, internal controls and continuous improvement with extraordinary attention to details. Delivered projects directly to Senior Management and Board members.
Vue d'ensemble
15
15
years of professional experience
7
7
years of post-secondary education
1
1
Six Sigma Certification (yellow belt)
Expérience
Senior Program Manager
Amazon EU S.a.r.l
Luxembourg
05.2020 - 11.2025
- Develop Programs and coordinate Product Launches to support Sellers in their compliance journey throughout their products listing stages.
- Coordinate projects to develop new ways of building trust and loyalty with a global team of over 150 professionals across product, program, operations, analytics, science and engineering functions to develop products and programs used by over 1.9 million Sellers worldwide representing 60% of Amazon sales.
Internal Audit Manager
Amazon Payments Europe S.A
Luxembourg
03.2018 - 04.2020
- Operate as Global Area Lead for all regulated payment entities owned by Amazon Group including: (1) establish and execute annual audit plan based on identified risks; (2) present audit plan, audit conclusions and remediation plan to Senior Management and Board of Directors; (3) Prepare and present audit summary for the Audit Committee, the external auditors and the regulators; (4) address regulator's requests on internal audit in 3 different regulatory environments.
- Project manage automation of recurring audits to increase audit efficiency by using data analytics.
- Onboard and coach guest auditors and contractors to support ad-hoc regulatory projects.
Senior InternalAuditor
Amazon LLP
Seattle, USA
03.2017 - 02.2018
- Lead operational audits to support Payments businesses by applying broad technical knowledge (Anti-Money Laundering, fraud analytics, information security) and sound business judgment to execute audits across diverse technical and regulatory environments (US, EU).
- Provide operational, IT and strategic recommendations for Amazon Payments, a service used by 33 million customers in 2016.
Senior Associate, Internal Audit
PWC LLP
Seattle, USA
07.2015 - 02.2017
- Operate across multiple Industries including: Manufacturing, Retail, Software & Information Technology and Healthcare.
- Lead Project Management activities for Volume Licensing discount transparency initiatives across 27 international locations representing USD 1 billion revenue.
- Identify Internal Audit (IA) improvement opportunities and implement remediation of IA findings.
- Issue strategic recommendations for End-customer Incentive Funds for a total of USD 600 K.
- Elaborate Sarbanes-Oxley (SOX) compliant procedures, recommendations, gap analysis and risk control matrix.
Regulatory Reporting (MBA intern)
Bank of New York Mellon S.A
Luxembourg
03.2014 - 05.2014
- Monitor on a daily basis the Bank's risk exposure based on its Asset Management activities to ensure capital adequacy ratio requirements are met.
- Initiate inter-company transfers to cover risky positions from the Asset Management activities.
- Send daily and monthly reports to financial service regulator.
- Develop models to anticipate Investment Funds behavior, improve internal controls and revamp operational procedures.
Lead SOX Auditor
John DeereBank S.A
Luxembourg
11.2011 - 06.2013
- Operate in Financial Services representingglobally USD 565 million net income in 2013 out of a total of USD 38 billion net sales and revenues within the Deere & Company Group.
- Lead all Europeanfinancial audit engagements in France, Italy, Spain, UK, Germany, Russia, Luxembourg (consolidated USD 226 million net income in 2013).
- Develop a thoroughunderstanding of SOX requirements and strivethroughcomplexity of application in non-US territories (e.g., Tax audits in Russia, TransferPricing audits in Europe).
- Lead a team of 8 international auditors to build a business case to develop data analytics in the audit practice via adoption of Audit Command Language (ACL).
Senior FinancialAuditor
Ernst & Young S.A
Luxembourg
09.2008 - 10.2011
- Perform financial audits in various sectors such as Bank, Insurance, Asset Management, Private Equity, Financial holdings, Commercial Companies.
- Supervise audit teams up to 3 associates and interns including leading, coaching, training and reviewing audit work covering internal control and financial validation of significant balance sheet and income statement captions.
- Develop a thorough understanding of complex accounting and auditing concepts (Transfer Pricing audits, Anti-Money Laundering audits, Know Your Customer audits, due diligences on various agreed upon procedures, IFRS considerations such as first-time adoption, Goodwill impairment, derivatives and financial instruments).
- Develop a thorough understanding of banking regulation and holding structures (Long-Form & Short-Form reports, ICAAP, FINREP, COREP, review of investments portfolio).
- Develop business acumen and in-deep testing approach for Banking industry (testing Discretionary Management for hold mail accounts, credit activities walkthrough for a Private Bank with total assets of EUR 21 million).
InternalController (Apprentice)
IBM France S.A.S
Paris, France
12.2005 - 02.2008
- Perform set-up, update and assess operational procedures (Accounts Payable/Receivable, Inventory, Asset Management, Physical/Logical Security and Revenue Recognition).
- Work directly with subsidiary's Chief Financial Officer to assess, revamp, and monitor internal control system and key financial procedures in place.
- Perform due diligences and lead the quality certification process for software applications (ISO/IEC 25051:2006).
Formation
Executive MBA - Finance
SacredHeartUniversity
Luxembourg, Luxembourg 08.2013 - 12.2014
YellowBelt certification - Project Management methodology
Six Sigma
Johnston, IA, USA 08.2012 - 11.2012
Master of Business Administration - Finance & Audit
NEOMA Business School
Reims, France 09.2005 - 06.2008
Bachelor in Business Administration - Finance & Accounting
NEOMA Business School
Reims, France 09.2004 - 06.2005
HEC preparatory class - Business Studies - Major in Economics
Chamber of Commerce of Pointe-a-Pitre
Guadeloupe, France 09.2002 - 06.2004
A-level - Mathematics
Baimbridge High School
Guadeloupe, France 09.2001 - 06.2002
Compétences
Strive in ambiguous and fast-paced environments
Critical thinking and problem solving
Continuous improvement mindset
Langues
French
Langue maternelle
English
Bilingue
Spanish
Intermédiaire
Italian
Débutant
Certification
Yellow Belt certification in Six Sigma (Project Management methodology), completed in Johnston, IA (2012)
Interests
- Multi-travelled (32 countries)
- Movie Theater
- Stand-up comedy
- Practiced Improvisation
- Practiced the flute at Conservatoire de la Ville de Luxembourg for 3 years
Chronologie
Senior Program Manager
Amazon EU S.a.r.l
05.2020 - 11.2025
Internal Audit Manager
Amazon Payments Europe S.A
03.2018 - 04.2020
Senior InternalAuditor
Amazon LLP
03.2017 - 02.2018
Senior Associate, Internal Audit
PWC LLP
07.2015 - 02.2017
Regulatory Reporting (MBA intern)
Bank of New York Mellon S.A
03.2014 - 05.2014
Executive MBA - Finance
SacredHeartUniversity
08.2013 - 12.2014
YellowBelt certification - Project Management methodology
Six Sigma
08.2012 - 11.2012
Lead SOX Auditor
John DeereBank S.A
11.2011 - 06.2013
Senior FinancialAuditor
Ernst & Young S.A
09.2008 - 10.2011
InternalController (Apprentice)
IBM France S.A.S
12.2005 - 02.2008
Master of Business Administration - Finance & Audit
NEOMA Business School
09.2005 - 06.2008
Bachelor in Business Administration - Finance & Accounting
NEOMA Business School
09.2004 - 06.2005
HEC preparatory class - Business Studies - Major in Economics
Chamber of Commerce of Pointe-a-Pitre
09.2002 - 06.2004
A-level - Mathematics
Baimbridge High School
09.2001 - 06.2002